Practice Areas

Banking Areas

Hariani & Co. advises on all aspects of banking law, including banking regulations, secured commercial lending, leasing and hire purchase, the raising of loan finance, loan agreements, negotiation, and enforcement and realization of security interests.

With extensive experience in litigation recovery of debts, we also offer guidance on partnerships, agency or distributorship arrangements and insolvency, among others.

The firm offers its services for negotiation of contracts, structuring and routing of funds and documentation, procedural follow-up and closing of transaction related to joint venture and project finance contracts, carrying out legal due diligence and legal audits.

Pre Paid Cards:

Since the inception we have been advising clients in the space and issue of cards and more particularly pre-paid cards. We are active members of, and advocates for the ‘Prepaid International Forum, India’, consisting of banking and non banking members. We also advise clients regularly in connection with the ‘Global Prepaid Exchange’. We advise clients such as EDENRED on the issue of prepaid cards in India keeping in mind anti money laundering safeguards, KYC (know your customer) norms, combating financing of terrorism, the Information Technology Act, maintenance of records in digital format. We have advised on issue and operation of prepaid cards for students, customers of overseas hotel chains in India and clients of the Shipping Industry.